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OmniBSIC Bank is a fully-fledged universal bank that traces its roots to a merger between the erstwhile OmniBank and Sahel Sahara Bank. The merger was spurred by the banking sector consolidation program introduced by the Bank of Ghana (BOG) in 2017 through several directives, including the increment of the minimum capital requirement almost fourfold from GHS 120 million to GHS 400 million. Merging the two banks is one of the most successful in the financial services industry because the two banks had similarities in business modules and size. Also, the stakeholders (Directors, Management and Staff) were willing to embrace the merger due to the potential synergy it could create to make the “new” bank a significant player in the banking and financial services sector.
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